The key is not to have MORE insurance but to have the RIGHT insurance. This is another situation where you need to take advantage of a professionals knowledge. Finding someone in the industry can save you time and money not to mention frustration.
Did you know an insurance agent works for the insurance company and not you? He makes your needs fir the set of insurance products his company has to offer.
For example, you go into a paint store for a nice light yellow paint. The shelves are lined with cans of paint but all they have is bright neon orange paint. You came for paint, yes, but not orange, it doesn’t suit you. A good salesman who makes a living selling orange paint greets you and what do you think happens? You go home with orange paint.
The OSBA’s professional insurance brokers help you avoid this scenario. A broker works for you, not the insurance company. He’ll find your needs and locate a company and a product that suits you.
OSBA can help with insurance programs for one individual all the way up to hundreds of employees. Some of the products OSBA can assist you with are:
HEALTH: Major medical, HMO’s, PPO’s, Medical savings accounts & Medicare supplements.
. DENTAL: Inexpensive dental insurance that includes discounts on vision screening, eyewear, RX and over-the-counter drugs & vitamins.
LIFE: $2,000 and up for smokers and non-smokers.
DISABILITY: Long term, short term & Profit Sharing
